작은 도심 아파트에서 은행 잔액을 확인하는 걱정스러운 남자

A stressed young American man sitting alone in a small apartment, surrounded by unpaid bills, credit card statements, and empty takeaway food containers, looking worried while checking his nearly empty bank account on his smartphone, rainy evening outside the window, cinematic lighting, ultra realistic, luxury camera quality, shallow depth of field, 8K, highly detailed.