Young woman at luxury pool in warm golden sunlight

Ultra-realistic portrait, golden hour lighting, beautiful young woman leaning on luxury pool edge with arms crossed, wet dark brown hair, water droplets on tanned glowing skin, exotic direct gaze, slightly parted lips. White low-cut bikini top, gold name necklace, hoop earrings. Tropical resort pool background with palm trees, soft bokeh. Warm sunlight highlights, photorealistic skin texture, 85mm f/1.4, shallow depth of field, cinematic, 8k, masterpiece